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A Complete Guide to Germany's Blocked Account (Sperrkonto)

Anjali GurungAugust 9, 2026
GermanyDocumentationVisa

What is a Blocked Account?

A blocked account (Sperrkonto) proves you have sufficient funds to support yourself in Germany. As of the current requirement, you'll need to deposit approximately €11,904 for one year, released in monthly installments of around €992.

Steps

  1. Choose a provider (Fintiba, Expatrio, or a partner bank).
  2. Open the account online and transfer the required amount.
  3. Receive a confirmation letter to include with your visa application.
  4. Once you arrive in Germany, open a local bank account to start receiving monthly disbursements.

Our documentation team helps you complete this process correctly the first time to avoid visa delays.